What To Do With a Car Insurance Claim Check | Bankrate
After an approved claim, you might receive a check written out to you and an agreed-upon body shop. Auto insurers sometimes issue two-party checks to make sure the funds are used exclusively for the intended repairs. However, the check is not always written to you and the repair shop. In some cases, your claim check may end up being more than the total cost of repairs needed for your vehicle. What happens with the excess funds depends on how the check is made out. Sometimes, your car insurance company will require proof of repair, in which case the check may be made out to both you and the approved auto body repair shop up to the designated amount.Once you settle, you can expect to receive your check within a few weeks or months. You can often track your claim status on your insurance company’s website or mobile app. When you have an auto loan, you do not fully own your vehicle — your bank also owns it.You can often track your claim status on your insurance company’s website or mobile app. ... Why we ask for feedback Your feedback helps us improve our content and services. It takes less than a minute to complete. Your responses are anonymous and will only be used for improving our website. ... Thank you for your feedback! Your input helps us improve our content and services. ... Quick citation guide Select a citation to automatically copy to clipboard.Learn how to handle a car insurance claim check and navigate the various scenarios, from getting a check made out to you to dealing with your lender.